City guide

Phuket Money Guide: Beach Pricing, Scams and ATMs

· 6 min read

Phuket has two price tiers

Phuket isn't a single island economy — it's a split. Patong, the beachfront resort strips and tourist-zone hotels run at 2-3x Bangkok prices for food, drinks, and transport. Phuket Town, local markets, and non-tourist restaurants away from the beach run at Bangkok prices. The difference: a pad thai costs 60 THB in Phuket Town and 220 THB at a beach club.

If you're committed to beach-facing hotels and can afford it, budget Phuket is expensive. If you mix local and tourist pricing, Phuket is still affordable.

Area-by-area pricing

  • Patong: most expensive, most tourist. Bangla Road nightlife, strip of beachfront clubs. Hotel 3-star: 2,500-4,500 THB/night. Food: 150-500 THB per meal at tourist-facing places.
  • Kata, Karon: mid-tier beach areas. Quieter than Patong, similar hotel prices, slightly cheaper food (120-400 THB).
  • Kamala, Surin: upscale, quieter. 4-5 star resorts dominate. Food 200-800 THB. Scattered local places at Phuket Town prices.
  • Phuket Town: 30-40 min from beaches, cheapest and most local. Old Town has Thai-Chinese restaurants at 80-200 THB per meal. Boutique hotels 1,000-2,500 THB. Good base for value travelers.
  • Rawai, Nai Harn: south tip, expat-heavy. Mix of Thai and expat-priced venues. Decent value.
  • Koh Panyee, Koh Racha day trips: island hopping tours 1,500-3,500 THB per person (negotiable if off-season).

Scams to watch

  1. Jet ski damage deposit scam: renters return the ski and are charged for "pre-existing" damage. Photo-document every ski thoroughly before riding. Some operators demand 10,000-30,000 THB deposits held until return.
  2. Taxi cartel: Phuket taxi drivers operate as a cartel and refuse meters. Flat rates from Patong to airport: 700-1,000 THB. Grab operates but is occasionally blocked/harassed by taxi association in tourist zones.
  3. Scooter rental deposit hold: similar to jet skis — document every scratch before renting. Reputable places take a photocopy of passport instead of holding a deposit.
  4. "Free" massage offers: often end at pushy selling of oil, products, or other services at inflated prices.
  5. Tuk-tuk gem and tailor tours: 200 THB "city tour" = 4 hours of commission shops.

ATMs in Phuket

Bangkok Bank, SCB, Kasikorn, Krungsri all have ATMs in Patong, Kata, Kamala, Karon and Phuket Town. The 220 THB foreign card fee applies (see our Thailand ATM fees guide). No Super-Rich branches in Phuket — the closest cheap cash exchange is Bangkok.

Hotel and resort exchange counters in Phuket run 5-10% spreads. Airport exchange at HKT is slightly better but still 3-6% off mid-market. Plan ahead and arrive with enough THB from a Bangkok ATM or Super-Rich.

Transport costs

  • Airport to Patong (taxi): 700-1,000 THB
  • Airport bus to Patong: 150 THB — slower but 5-6x cheaper
  • Grab where available: 150-500 THB for most trips
  • Scooter rental: 200-350 THB/day, 3,500-6,000 THB/month
  • Tuk-tuk: negotiate, often 200-400 THB for short rides
  • Songthaew (shared pickup truck): 30-80 THB along fixed routes

Daily budget ranges

  • Backpacker (guesthouse in Phuket Town, street food, songthaew/scooter): 1,000-1,800 THB/day
  • Mid-range (3-star Kata or Kamala hotel, mix of beach and local meals, some tours): 3,000-5,500 THB
  • Upscale (5-star Kamala or Surin, fine dining, spa, tours): 12,000-25,000 THB

FAQ

Is Phuket more expensive than Bangkok?

Yes, 30-60% more expensive for tourist-facing services. Beachfront hotels cost 40-100% more than equivalent Bangkok properties. Food at beach clubs is 2-3x Bangkok street food. However, if you shop at Phuket Town markets and eat where locals eat, prices drop close to Bangkok levels.

Which Phuket area has the best prices?

Phuket Town (east coast, not beach-facing) is the cheapest and most local. Kamala and Surin are mid-tier. Patong is tourist-priced and the most expensive for casual spending. Kata and Karon are between Kamala and Patong. For value, base yourself in Phuket Town and travel to beaches by scooter or Grab.

What are common tourist scams in Phuket?

Jet ski damage deposits: renters claim damage that pre-existed, demand 10,000-30,000 THB. Photograph the jet ski before use. Taxi cartel prices (non-metered, 300-500 THB for short rides in Patong). Tuk-tuk tours that end at tailor/gem shops. Scooter rental "damage" claims on return. Always photograph rentals, keep receipts, and use reviewed operators.

Can I use US dollars in Phuket?

Big resorts and some Patong bars accept USD, typically at 5-8% worse than market rates. For value, convert at Super-Rich Bangkok before flying to Phuket, or at the airport's competitive-rate kiosk (SuperRich has a small booth). Bank ATM withdrawal throughout the island is reliable with the 220 baht fee.

Daily budget for Phuket?

Backpacker (guesthouse, street food, local buses): 1,000-1,800 THB/day. Mid-range (3-star resort, mix of Thai and Western restaurants, some tours): 3,000-6,000 THB. Luxury (5-star beachfront, fine dining, tours, spa): 12,000+ THB.